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Someone who has filed a personal injury lawsuit may consider either a loan or lawsuit funding to fill in the financial gaps that a personal injury case usually entails. These would usually cover medical expenses, court costs, as well as basic household expenses – rent, groceries and transportation.
There has been some confusion between lawsuit funding and a loan. We don’t blame you. After all, people use pre-settlement lawsuit funding and pre-settlement lawsuit loan interchangeably. Also, both lawsuit funding and loans look pretty much the same. For one, they provide money to applicants. Also, the money may be spent as you wish. These may be the only things in common between the two.
But essentially, these two are different. To put it plainly, lawsuit funding is not a loan. Let us outline the differences.
- Qualification. For a loan, you qualify based on how the lender determines your ability to repay the money you owe them. They will require documents such as your employment record and your credit standing. They will look at your income versus your expected household expenses. The credit standing will also give an indication of how conscientious you have been in paying your other bills and loans. For lawsuit funding, these documents are not necessary. What the lawsuit funding specialist will look into is the details of your case and the possibility of its being settled in the future. He will work closely with the applicant’s lawyer to determine this.
- Amount received. When you are provided a loan, the loan is usually provided based on just how much you are able to pay off. With lawsuit funding, the amount received is based on your future settlement. The usual rule of thumb will be 10% of the expected settlement, but this will depend on the policies of a particular lawsuit funding provider, as well as the discretion of the person processing the application.
- Processing time. Since the requirements are not as stringent with lawsuit funding, it usually takes less time to have your lawsuit funding application processed.
- Charges. With a loan, there are upfront charges or application fees. With lawsuit funding, charges are based on the agreement between the applicant and the lawsuit funding provider. There are also charges for lawsuit funding and this will be based on the entire contract amount. Interest is applied in various levels, depending on the perceived success rate of your case. It is best that you compare these two to see which is the better deal. Generally, though, a loan from a bank or credit union will be less expensive than lawsuit funding. However, you should also consider one plus factor of lawsuit funding – it does not require a credit check and is thus easier to obtain.
- Payment. With a loan, monthly payments start almost immediately. You need to make these payments regardless of the result of the lawsuit. Otherwise, your credit rating can take a negative hit and you can find yourself slapped with collection proceedings from the lender. Lawsuit funding, on the other hand, is non-recourse debt. This means that should you lose the case or should the case fail to settle, you don’t need to make a payment for the money you received from the lawsuit funding provider.
Now that the differences between lawsuit funding and the so-called “lawsuit loan” has been cleared up, it is best that you should weigh the advantages and disadvantages of the two. When you are involved in a personal injury lawsuit, it can be financially challenging.
Being able to obtain cash at the crucial time may very well spell financial disaster or survival. Please remember that the personal injury may have been serious enough to result in a considerable amount in medical expenses. The personal injury may also result in a disability (whether permanent or temporary) that may cost you your job. Having the money on hand may prevent the foreclosure or repossession of your home, or the need to declare a bankruptcy. Also, this provides you with peace of mind, knowing that you have the funds to cover you and your family’s basic needs.
In most situations, it may be hard to get a loan – especially if you have already lost your job due to your injuries. If you are considering getting a settlement loan or funding, FastLawsuitMoney.com has a quick and easy application process that will enable qualified applicants to get the funds usually within the day. This can help you get the money you need so that you and your lawyer can fight to get the maximum settlement you deserve.
A lawyer has a special role in the client’s life. They are there to protect the client’s best interests. This relationship is based on trust, backed up by the lawyer’s professionalism and the legal statutes that protect such relationships.
Sometimes, a client may come to the lawyer to ask for financial help. And this is perfectly understandable. The fact that the client has filed a personal injury litigation case would mean that the client is already faced with mounting bills – for the hospital, for their rental or mortgage, for their family’s daily needs and for the lawsuit itself.
After all, the lawsuit is on its way to being settled so why can’t the lawyer help the client during that time that they’re waiting. Anyway, the client will pay back the money once the lawsuit gets settled. It’s only reasonable for a lawyer to help out his client, right?
Unfortunately, this is not the case. Lawyers cannot provide his client a loan. Lending money to a client is considered unethical and may be grounds for a lawyer to undergo discipline from his state bar or worse, to be disbarred. The best that a lawyer can do is to advance the expenses of the lawsuit so that the client does not have this to worry about on top of his other financial problems.
Conflict of Interest
A loan between a lawyer and a client is deemed to create a conflict of interest. The loan may cause the lawyer to want to get into a premature settlement just to recover the loan rather than fight to get the maximum value of the settlement. They may act against the best interests of the client.
What a lawyer can do is to refer their clients to a lender (for a loan) or to a lawsuit funding provider. In some states, a lawyer is allowed to help the client obtain a loan, provided that the client is the one who is liable to repay the loan, whether the lawsuit is won and settled or not. The lawyer cannot make repayment of the loan contingent upon the settlement of the lawsuit. Also, the lawyer is prohibited from making any guarantees that they can help provide a loan to the client if the services are retained.
Another more feasible option is to consider is getting lawsuit settlement funding, also called pre-settlement lawsuit funding. Lawsuit funding legally allows funding where payment is made contingent to the settlement of the case. The lawyer can help by providing the legal funding specialist with the details of the case and show how strong the case is. Legal funding is given based on how probable it is that the case will be won and settled.
Although lawsuit funding is often referred to as a pre-settlement loan or a lawsuit settlement advance, it is actually not a loan. The client is not obligated to pay back the money they received from lawsuit funding in the event that they lose the case.
It must be important to note that the if a lawyer refers the client to a pre-settlement lawsuit funding provider, they must make sure that the client knows the pertinent details of the contract. This includes:
- The terms of repayment
- How the lawsuit funding will affect attorney-client privilege in that the lawsuit funding provider may require disclosure of some records and aspects of the case.
- Whether the contract requires the client to continue with the lawsuit even when they do not wish to continue and whether there are penalties if the lawsuit is settled earlier or voluntarily dismissed.
- Whether there are penalties or the right to demand immediate payment if the client dismisses the services of his current lawyer
- Other details that may not be to the client’s best interest.
That is why it is important to work with a reputable settlement funding provider such as FastLawsuitMoney.com. FastLawsuitMoney.com has established a solid reputation of being transparent and fair with their dealings. They are committed to ensuring that the clients can receive their much-needed funds promptly.
A personal injury lawsuit is not a walk in the park. It often involves a long and trudging journey involving lots of waiting, as well as emotional and financial upheaval. First, this will usually involve a serious injury, one that may cost you quite a lot of money in hospital bills as well as rehabilitation expenses. Then, there are issues involving whether you can continue working or whether your employer is willing to keep you in their employee’s roster. Added to these would be the pile of household bills you still have to pay, even with your injury.
So, let’s get back to the question of when you should apply for lawsuit settlement funding. Here are some indications that could tell you that you need to get the funding:
- You have filed a lawsuit for your personal injury. When you have made the decision to file a lawsuit and say no to early settlement offers (which usually is smaller and will not cover your medical expenses and other related costs regarding your injury), you should start considering getting lawsuit funding. The lawsuit funding specialist will review the details of your case to see whether you are eligible to get a pre-settlement funding. Don’t wait for months or years to pass before you consider getting pre-settlement funding. At that point, you may already need to deal with late-payment fees, foreclosure or repossession. Don’t take risks about your family’s welfare. Your personal injury may mean that you and your family will have to tighten your belt but lawsuit funding will help you maintain your financial stability while you are involved in a lawsuit.
- Your financial status is precarious. While you’re waiting for the lawsuit to settle, you have the prospect of seeing your savings in danger of being depleted and bills piling up. A lawsuit may cost you – not just emotionally but also financially. We suggest that you should not wait for the bills to pile up. At this point, it is not a good idea to wait until you are unable to keep up and start missing payments on your bills and mortgage. This will result in a negative effect on your credit standing, something you would like to protect, especially at a time like this.
You should remember that the defendant does not lose anything by delaying payment. It may actually be a strategy to get you to accept a lower settlement.
- You have no or very little insurance coverage. The medical expenses may be considerable enough to make you think about accepting a smaller settlement when it’s offered to you, even if you know that you should have received a larger amount. Getting funding will help speed up recovery since you can afford to pay for medical treatments that you otherwise would have refused since your finances won’t allow it.
- You have a hard time getting a loan. If you can get a loan, that’s well and good. A loan is actually cheaper than personal injury lawsuit funding. But a loan will require a credit check. The bank will look into your employment and credit records. If you have no credit history or have bad credit, then your loan application will be denied. On the other hand, lawsuit funding (which is sometimes dubbed as a settlement loan) is based on your case and not on your credit history. Lawsuit funding will also not require you to pay anything until your case is settled. And, if your lawsuit is unsuccessful, you don’t need to pay the money back.
Lawsuit funding can be an excellent lifeline at a time when you are a more than in over your head. It allows you to be on your winning mode – to be able to pursue your personal injury lawsuit and see it to the successful end.
FastLawsuitMoney.com is a provider of quality settlement funding services, specializing in a wide range of lawsuits – including drunken driving incidents, construction accidents, dog bites, commercial vehicle accidents, defective products and other incidents that caused wrongful death or catastrophic injuries. Be sure to call us to get funding at that crucial time – our evaluation process is designed to allow you to get your hands on the cash in as quickly as 24 hours.
Here are some tips to remember:
- Never sign anything without your lawyer’s advice. You may be tempted to “go at it alone”, but the expense of an attorney is well worth the legal advice and protection you can get. When you are injured due to another party’s mistakes or negligence, it is best to retain a lawyer to help you get the settlement you deserve. This is not the time to cut corners.
- Find a lawsuit funding company that has a solid reputation of transparency and fair dealings such as FastLawsuitMoney.com.
There are tragedies that should have not happened. These are heart-breaking accidents that irrevocably change the lives of the people who have lost their loved one due to a senseless accident where a reckless person chose to drink and drive.
Such is the devastation faced by Hector and Mirian Serrano, who lost their three children (Amber, 4; Esmeralda, 7 and Hector 10) to a drunken driving accident. The drunk driver, Gabriel Delrisco, crashed into the Serrano’s minivan while he had a blood alcohol level that was thrice the city’s legal limit. He has since apologized profusely but the fact is that his apologies will not bring back the Serrano’s children.
Delrisco has pleaded guilty to the triple DUI manslaughter charge. The community (including Mother Against Drunk Driving and the immigrant community) has rallied behind the Serranos.
In another example, four children lost their mother when a village employee drove in the wrong direction and rammed into a car driven by Melika Little. Roel Valle, a Lynwood Clerk, was found to be driving under the influence. Valle was driving the village vehicle. Little’s family has slapped a civil lawsuit case not just against Valle but also the village of Lynwood. The village has been helpful in providing for the family’s expenses, particularly the costs involving Melikah’s funeral and burial.
These are just but two examples of how loved ones are left reeling in the wake of a loss that could very well have been prevented. Nothing can bring back the lives that have been carelessly snuffed out but families can get some measure of comfort as seeing the guilty punished and justice served.
Car Accidents and Insurance Companies
When an accident involving a car happens, the first entity that complainants can turn to for claims would be the insurance company. All cars that are driven on public roads are required to be insured with at least third party liability – which covers personal injury and property damage inflicted on another party. This can be quite tricky since each state has its own laws regarding which insurance company will pay in the event of a car accident – will it be the erring driver’s insurance company or the victim’s company?
There are also varying laws on how victims can claim for damages, particularly punitive damages. And this makes DUI lawsuits even more complicated. Depending on the tort system used in your state, the coverage provided by the insurance may be enough to cover for the damages. Also, the insurance company will try to do their best to either encourage you to receive a lower out of court settlement or to delay the settlement of a lawsuit for as long as possible.
While they are at their delaying tactics, the grieving family will have to suffer not just from the emotional loss of their loved one, but financially as well. More likely than not, they have to also pay for medical treatments (of the dead loved one), therapy (as they try to recover from this emotional trauma) and other related costs. This will be on top of the regular costs of paying for the rent or the mortgage, buying groceries, and other household bills.
More likely than not, when the family is at the end of their rope financially, they will hang on to any rope handed down to them. They may succumb to pressures to just settle out of court rather than wait for the full value of the lawsuit to be settled.
How Lawsuit Funding Can Help
Lawsuit funding can help prevent early settlements that are way below what the lawsuit is actually worth. Often dubbed as lawsuit cash advance or lawsuit loan, lawsuit funding is actually not a loan. Yes, it does provide money that the family can use. However, unlike a loan, the eligibility of this is based on the “winnability” of the case, as well as the probability that it will be settled.
Pre-settlement lawsuit funding can be an effective tool for the complainants to be able to negotiate with the other party – not from a position of need, but from one of strength.
FastLawsuitMoney.com is a reputable lawsuit funding provider that has helped thousands of plaintiffs fight for their best interests. It has a simplified funding evaluation process which does not require you to submit reams and reams of paperwork. All we need to do is to speak with your lawyer regarding your case. Then, when you are approved, you can already get the money in as fast as 24 hours! What’s best is that if the lawsuit does not settle, you won’t owe a thing to us.
“This We’ll Defend”. “Duty. Honor. Country”. “Leadership and Integrity”. “Always ready.” “These things we do that others may live”. These military mottos espouse what the various branches of the US military stand for, what values these soldier champion, fight for and even die for. These core values have made the US military one of the most trusted institutions in the country.
However, these very mottos on integrity and honor are being challenged by a federal class-action suit filed by rape victims in the military regarding the way its leadership has handled rape cases within the ranks. The lawsuit has named former Defense Secretary Donald Rumsfeld and the current Defense Secretary Robert Gates.
There are strict sexual harassment rules and regulations, especially in the military. However, this may not be followed to the letter in some situations. This has been the allegation of a dozen women (plus two men) who have claimed to be rape victims while they were in active duty in posts such as Iraq and Afghanistan. These complainants served in the Army, Navy, Marines, Coast Guard and the Reserves.
They tell a sordid story of sexual abuse and subsequent intimidation, threats and cover ups, not just of the guilty party but of the commanders involved. In one instance, a plaintiff who was raped was threatened with a court-martial if she reported the rape. One other complainant tells of how she was drugged and gang raped by some co-workers, which ended her military career. Some even saw their rapists get off with just a slap in the wrist or worse, a promotion. Some of the assailants were ranking officials that the victims were forced to “respect”, work alongside with and follow orders, even after the rape.
There is a culture of silence where rape victims are urged to keep quiet about the whole thing. There is also a sense that the serious case of rape and sexual harassment has been treated cavalierly and without due concern for the victims themselves. Also, with the current setup, commanders don’t welcome rape investigations because this might affect their chances for a promotion.
There is a loss of morale, of decreased operation readiness and the more harmful effect of ruined lives – lives wrecked emotionally, psychologically and physically. There are also cases where the victims themselves were the ones who are verbally abused by their colleagues because they chose to speak up about the abuse.
The way the military has handled (or rather, mishandled) rape cases has resulted in this lawsuit, where the plaintiffs hope that this move will help the military change their policies regarding such cases. They hope that the lawsuit will put a stop to the system which actually promotes sexual violence rather than prevent it. The suggestion would be that rape complaints and cases will be investigated by a third party rather than the commander handling the military unit.
The lawsuit has yet to be decided. And as they are waiting, the alleged rape victims have to get on with their lives, lives that have been ruined by the horrific experience. Some of these have been suffering from the psychological trauma of the sexual violence. There are also some who have ended their military careers.
Lawsuit funding: Providing Ammunition for the fight against Rape and Sexual Harassment
A lawsuit of this magnitude is no easy matter to pull off. Even if there is no legal costs required of the complainants, the long wait may put a heavy toll on the complainant’s finances. A class-action lawsuit case may take months and even years to settle.
Lawsuit funding may help provide the financial ammunition for complainants to continue with what they are fighting for rather than yield to the temptation of a lowball, out of court settlement. The lawsuit in question also is a strong way to let the victims’ voices be heard and for change within the military to occur.
Some refer to this funding as a lawsuit loan or lawsuit cash advance, but lawsuit settlement funding is quite different from a loan. This is aimed towards providing the complainants with the money to continue paying for the bills, for therapy and for other related costs even as they are waiting for the lawsuit to settle. The good thing about a lawsuit settlement advance is that the eligibility of the settlement loan is based not on the applicant’s ability to pay the money back. It is based on the merits of the lawsuit. FastLawsuitMoney.com can provide quick and easy funding for eligible applicants.
On a happier note, the lawsuit has yielded positive results in that the Pentagon has strengthened their policies on sexual assault prevention and response. The Pentagon has also provided a program where victims can have a support program, as well as a support hotline. Also, there are plans to implement a database that collects information of sexual assault incidents.
Accidents happen in the workplace. Some employers are sadly not that conscientious with workplace safety. However, even with all the precautions of the employer to make sure the workplace is a safe haven for employees, accidents will still happen. And consequently, a lawsuit can be filed by the victims or their families in a bid to claim for just compensation.
One case in point: A worker at Walmart suffered from an electric shock which resulted in his death. He was polishing the floor when he touched the appliance’s defective cord. His family has filed a lawsuit against Walmart. The personal injury lawsuit claimed not just for compensation but also for punitive and aggravated damages.
This is just one example of what can possibly go wrong in a workplace. And add to this the fact that people spend a great number of hours at the workplace. The accidents may be caused by the employer’s failure to secure the premises, weak and deficient safety standards, other employee’s or customer’s mistakes and so on. Other hazards that may cause harm to the employee while he is on the job include the presence of carbon monoxide, noise, asbestos, magnetic/electric fields, silica (the type that can be inhaled), as well as spaces that are confined, poorly ventilated or stress-filled.
According to the Occupational Safety and Health Administration (OSHA), the employer may be held liable for its failure to “provide a secure, healthy, and safe workplace that is free from hazards recognized by the organization”. Other responsibilities include ensuring that facilities are well-maintained and employees are equipped with adequate safety tools and training.
Workers comp and Accidents in the Workplace
The first example involved a wrongful death. There are incidents that result in serious injuries as well. The family of the victim will usually be faced with medical bills, ongoing household expenses, and other related costs, as well as loss of income or loss of the job itself. In the event of death, the family may also
have to pay for burial expenses.
Employers are required to cover their employees with workers compensation and this will help provide payment when an employee is injured or killed while on the job. However, the injuries or the situation may be severe enough that a lawsuit is needed to claim for further damages.
Workers Comp Cases
Workers comp cases have a wide variety – these can range from accidents in the construction site involving plumbers, electricians, builders and construction workers. Other workers that are also vulnerable to workplace accidents are postal workers, delivery workers, truck, bus and tractor trailer drivers, union workers and those in the transportation industry.
This can result in serious injuries such as burns, strokes and heart attacks, amputations, broken or crushed bones, injuries to the head, back, neck or shoulder, carpal tunnel syndrome and more. Worse, the accident may even result in wrongful death.
What to Do
If you are a victim of a workplace accident, here are some tips to help you in your workers’ compensation claim:
- Seek immediate medical help.
- Document the incident. Note the date, time and circumstances of the incident, as well as a list of the witnesses.
- Take pictures of the scene and of your injuries.
- When applicable, get a copy of the police report.
- Get copies of the medical report from the doctor who treated your injuries.
- You should also have a medical evaluation which will help to determine how your injuries will affect your future ability to do work, how long you will need to recover and be out of work and how much will the medical costs of your treatment will be.
Lawsuit Funding or Lawsuit Advance
A workers compensation lawsuit can take a while to settle. If you are fighting against a big company, you may be in for a tough and financially draining fight. You can expect them to hire big shot lawyers to try to extend the payment period or get you to sign off on a lower settlement amount.
This is where lawsuit funding can help. Commonly called lawsuit loans or lawsuit cash advance, this is funding provided to a complainant while he is waiting for his lawsuit to be settled. Although it is referred to as a loan, it is actually not a loan. The money is given to the applicant based on how strong his case is and the possibility of settlement. In fact, the complainant who has received funding does not need to pay back the money in the event that he loses the lawsuit or the lawsuit is not settled.
Lawsuit funding can be a great help for the people who are not in the financial position to be able to wait an extended lawsuit out. The funding can help settle the complainant’s mind regarding his financial worries. As such, he and his lawyer can concentrate on building a strong case and fighting for a bigger compensation amount.
Pre-settlement lawsuit funding is one way of helping workers get the compensation they deserve. One reputable lawsuit funding provider would be FastLawsuitMoney.com. It has a simplified processing system that can get eligible applicants funding in as quickly as 24 hours. FastLawsuitMoney.com provides funding for personal injury lawsuit case types.
“Wrongful Death” is defined as “The taking of the life of an individual resulting from the willful or negligent act of another person or persons.” When a family member dies due to the wrongful acts of others, one way that the bereaved family can seek for justice is to file a wrongful death lawsuit case.
Here are some recent examples:
A driver involved in a fatal crash was sued after she killed another driver as she was updating her Facebook account while driving. The lawsuit showed that Aracelia Beas posted a Facebook status update at just about the same time that the victim (Raymond Veloz) dialed 911. Veloz was standing beside his car and was struck by Beas, whose attention was not on the road and driving but on her cell phone (as alleged by the lawsuit). The victim’s leg was cut off and as a result, he bled to death. The lawyer for the victim’s family acknowledged that there is a need to check whether both the victim’s and the accused’s phones were in sync in terms of the timing mechanism.
Another example would be a wrongful death lawsuit filed against a construction company building the Advocate Condell Medical Center, where a construction accident resulted in the death of Rajmond Zalewa. He suffered severely when about 1,400 pounds of drywall sheets fell and crushed him. He stayed under these heavy sheets for as much as five hours before his body was discovered. At that time, he had already succumbed to the heavy weight and died. The victim’s family sued 3 companies with one count of wrongful death, two counts of negligence and one count of premises liability. In all, the lawsuit totaled $600,000.
A death of the family is particularly painful. It even becomes more painful for the surviving loved ones when the victim is the family’s bread winner. The family is now faced with burial expenses, hospital bills, continuing household expenses simultaneously with the fact that it has now lost its main source of income.
Wrongful deaths may be caused by construction accidents (as in our second example), as well as defective products, drunk drivers, medical malpractice, poorly built structures and other deaths due to another person’s willful and malicious act or negligence.
The compensation for wrongful death usually covers:
- Death expenses (hospital bills for the treatment, funeral and burial expenses)
- Punitive damages
- The total amount of earning the victims could have earned had he lived and continued to work throughout his lifetime
- Pain and suffering, including the loss of companionship
Wrongful deaths usually involve a large amount of money, since death cannot be undone and it is hard to put a price tag on a life and the suffering the family has to endure.
Delays and Lawsuit Funding
Since this kind of lawsuit involves big money, you can expect that one strategy the erring party (and his lawyer, his insurance company and their lawyers) will be to delay the payment. Or else, the erring party can try to convince the victim’s family to settle for a smaller amount rather than to push through with the lawsuit.
And it is really hard for the family to resist the temptation of an early settlement, particularly if they are short on cash and are inundated with bills and financial problems. The delay can very well ruin the family. Where will they find the money for food, rental or mortgage payments as well as other expenses? How are they going to pay the funeral expenses?
Lawsuit funding may be the solution to help the bereaved family stave off an early settlement, often an amount that is just a fraction of the total value of the lawsuit. After all, the company or entity they are going against may have deeper pockets and would rather keep their money there than pay it out immediately to the victim’s family.
If you have filed a wrongful death lawsuit and are considering settlement funding, here are some expenses you should take into account:
- Your current household expenses, including living expenses and mortgage or rental costs
- Medical expenses for the treatment of the victim’s injuries
- Loss of future wages
- Therapy or counseling for the family
- Out of pocket expenses
Often called a lawsuit loan or lawsuit cash advance, this kind of funding will provide money that the family can use at their discretion. With it, they can pay their bills, help pay for the costs involved in building the lawsuit and cover some of the related debts. With pre-settlement lawsuit funding, the family can push harder to achieve justice for their loved one. Take note, lawsuit funding is not a loan. It provides money based on the merits of the case and not on the applicant’s credit standing. The money is given as non-recourse funding, which means that if the lawsuit is not successful, there is no need for you to repay the money.
FastLawsuitMoney.com is committed to help such families by providing a simplified evaluation process so that eligible applicants can receive lawsuit funding in as little as 24 hours. Let us be your partners in seeing your wrongful death lawsuit through until it is successfully settled.
Tragedy struck the Kothari family when their 2-year old son died from meningitis caused by the Bacillus cereus bacterium. The toddler actually was on the mend after a benign cyst in his brain was removed. However, instead of getting well, the child suddenly was vomiting and having seizures. In just a few hours, he was brain dead.
It could just have been another unexplained heartbreak were it not for the fact that a relative pointed to them a curious fact, one that she picked up from the regular updates on product recalls and other reports from the U.S. Food and Drug Administration. One notice talked about the recall of alcohol pads from Triad because the pads were found to be infected with the Bacillus Cereus bacterium. The recall was particularly urgent because it may make immune-suppressed and surgical patients to infections that may be life-threatening.
The alcohol pads manufactured from Triad were routinely used to clean the tube attached to the child’s spinal column. The tube acted as a drain for fluids so that these will not build up and put pressure on the brain.
The bereaved family has filed a defective product lawsuit against Triad. Of course, this lawsuit will not give the grieving parents their beloved child back, but it is one way to get justice for their child, as well as to make other people aware of the danger of the Triad alcohol pads. People may have these pads in their medicine cabinet. And since the recall was made just through the FDA website but not to more public forums, there may be more people who are not even aware of the risk.
Defective Product Lawsuits
The Kotharis’ lawsuit is just one example of a defective product lawsuit case. This kind of lawsuit may be quite complicated – it will require the testimony of doctors and other medical personnel. And since the company being sued is more likely than not a large company who has a lot of legal experts at their disposal, they will naturally mount a serious defense. You can just imagine how long the lawsuit will last. It will not just take months, it may stretch to years. The other party may also decide to lengthen the process a bit by filing appeal after appeal. The accused’s insurance company will, more likely than not, be glad to help them drag their heels regarding the lawsuit settlement.
When the lawsuit stretches on and you don’t know just when it will settle, you (the complainant), may find yourself in a financial quagmire. The legal costs will be considerable – funds will be needed to pay related costs in taking witnesses’ depositions as well as the fees of expert witnesses. Even if the lawyer agrees to advance some legal expenses, there will still be some costs you will pocket.
The financial quagmire may even be more problematic if the victim of the defective product is the breadwinner. The surviving family is left with medical bills, funeral and burial costs, as well as the prospect of facing the future knowing that a main source of the family’s income has been cut off.
Fighting the Goliaths
The financial problem you face may cause you to sign off your rights towards the maximum value of the lawsuit. The other party may try to get you to sign up and settle the lawsuit out of court and at a considerably smaller amount (think pennies on the dollar). They know that the victim’s family may be facing financial difficulties and will not be able to survive a lawsuit that stretches on for years.
Your lawyer knows that in most cases, the settlement offering is not in your best interest. But due to the financial state you and your family are in, you are forced to sign just because you need the funds so badly. Think about it as jumping into the frying pan just to get out of the fire.
When you are faced with this situation, you can look into one source for help – lawsuit settlement funding. This can provide you with money to help ease your financial worries. Think of it as a lawsuit loan or a lawsuit cash advance. You are using the expected value of the lawsuit as your collateral.
But take not that this is not a loan. With a loan, you will be required to demonstrate that you have the means to pay the loan. You can do this by showing your credit rating and proof of employment. However, because you and your family are currently in dire financial straits, your credit rating may be low enough so that you will be denied your loan application. Also, with a loan, you will need to pay for the amortizations almost immediately and should continue to pay regardless of the outcome of the lawsuit.
With lawsuit funding, you are only required to pay back the agreed upon amount if your lawsuit settles. This means that if you lose the lawsuit, you are not obligated to pay back the money you received from the pre-settlement lawsuit funding.
FastLawsuitMoney.com is one such pre-settlement lawsuit funding provider that has since built its reputation for being fair in its dealings and quick in its processing. Once you are deemed eligible for lawsuit funding, you can expect to receive the money fairly quickly. Some get to receive their cash within the next 24 hours after approval. The fight against manufacturing giants will not be easy, but with the help of lawsuit funding, you can have the means to see the lawsuit all the way through.
Road safety can never be taken too lightly. After all, when you’re on the road, you’re putting lives on the line – your life, the life of the people riding the vehicle with you, as well as other motorists and pedestrians. Safe and proactive driving may even spare you and your loved ones from injury or worse, death and heartache.
We all could use some reminders about how we could make sure that we are driving safely, especially when we have our children and loved ones in the car with us. Here are some simple tips for keeping safe on the road:
Maintain your car regularly. Have a checklist and schedule regular maintenance visits to your mechanic. Be sure to add this to your calendar so that you won’t forget. Malfunctioning cars (including faulty brakes, busted taillights or poor suspension) form one of the top reasons for road accidents.While driving, be mindful of anything that may be wrong with your car. Don’t ignore these indicators. Make it a habit to walk around the car to check the wheels, the lights, windshields and wipers.
Keep your eyes on the road. There are a lot of things that may distract you and divert your attention from the road. However, the few seconds that you take your eyes off the road to look for a map or to turn back to ask your arguing children to be quiet may very well cost you. While driving, look not just straight ahead, but also to the left and right, particularly when you are approaching an intersection. Check your rear-view mirror and side mirrors from time to time. This level of alertness gives you time to react if another driver is not driving safely.
Be strapped in. Before you drive, make sure that all riders are wearing their seatbelts or are securely strapped in their car seats. Even if you get involved with a fender bender, seat belts and car seats provide an extra level of protection.
Keep to the speed limit. This is particularly true for areas with high pedestrian traffic. You never know when people could dart out right in front of your car when you least expect it. You may be tempted to speed it up to save time – but really, the time you may have saved is more likely minimal and is not worth the risk of getting into an accident.
Follow road rules. This tip cannot be overemphasized and as a driver, you are expected to know road rules and follow street signs. The basics? No tailgating, don’t drink and drive, don’t text and drive, don’t run the yellow light and always wear your seat belt. You can always take a refresher course to remind you if you feel you have forgotten some of the rules.
When in doubt, yield. If you’re not sure who has the right of way, it’s a better option to yield to the other driver. This may cost you a little more patience but this is better than getting into an accident because two drivers chose to have a go at the same time.
Drive extra carefully in bad weather conditions. Road conditions in bad weather are a challenge and you may find it harder to control your car when you decide to speed it up. Be sure to allow extra space between you and the car before you. Be watchful of the car in front of you – especially their brake lights. If the car begins skidding, then you already have an indication that a particular spot ahead of you is slippery.
Be sure you are in the right condition to drive. If you are sleepy, find a place to get a nap instead of plodding through the roads with your eyes half closed. If you have taken one too many drinks, take a cab or find another driver.
Avoid blind spots. Overtaking to the right may put you in the other driver’s blind spot.
One thing you must remember is that not all drivers on the road are as conscientious as you. No matter how carefully you drive, there are others who don’t exercise the same caution. Never trust the other driver on the road – drive defensively
However, driving defensively does not mean you are entirely free from accidents. Another person’s carelessness can cause you to be involved in a car crash and this may result in injuries on your part. The good news (if you can call it that) is that the other car presumably has insurance to cover for your personal injuries.
The bad news is that insurance companies have been known to drag their heels when it comes to paying the claims. Also, the damages may be so severe that the insurance cover is not enough to provide for the compensation you deserve. You may need to look into the erring driver who has the responsibility to pay for the rest of the compensation that will not be covered by the insurance company. The insurance company may also try to settle with you out of court, but you should consult with your lawyer since these are usually a lot less than the actual compensation you should receive.
You may have to file a lawsuit case just to receive your compensation. While you are waiting for the settlement, you should consider taking on personal injury lawsuit funding to help tide you over with your court costs and medical expenses, as well as your regular household expenses.
We at FastLawsuitMoney.com can help you by providing you with pre-settlement lawsuit funding to ensure that you have enough funds. It’s fairly simple pre-settlement funding or as people also call it, pre-settlement advance. You don’t need to present a lot of documents – we just need to talk to your lawyer to get the details of your case. Please note that this is not a lawsuit settlement loan (although some think of it this way). Unlike a loan, you are eligible based on the merits of your case and not on your ability to pay the funds back. In fact, in the event that the lawsuit is not settled, you don’t need to pay back the money.
We have lawsuit settlement funding available for automobile accidents, truck accidents, accidents involving motorcycles or trucks and a number of other personal injury cases. Feel free to contact us and a lawsuit funding specialist will be glad to help you get started.
Have you been injured by a drunk driver, dog bite, or defective product? Has your injury affected your capacity to work causing you to need money to survive? Our lawsuit funding programs are usually approved on the same day typically getting you the cash you need in less than 24 hours. Call us to discuss your funding options.
We help victims by providing them with personal injury lawsuit funding. If you or someone you know is injured as a result of any type of car, truck, vehicle, or pedestrian accident, and need lawsuit funding, call us. Settlement funding provides you with time so you can maximize your settlement.
If your physician or caregiver was negligent, pursuing your rights is usually a difficult, daunting, and lengthy process. As a result, you may need emergency money to get by. Our lawsuit settlement funding program is designed to relieve your stress so you can focus on healing while your legal team fights on your behalf.
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